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Mortgage rates are down to a nearly three-month low. But if cheaper home loans have you thinking of buying a house, it’s a good time to remember some hidden costs of homeownership that go beyond the mortgage and interest payments. https://trib.al/khx9sFJ

Who says government can’t create wealth? CFIUS, an obscure panel playing an increasing market role, blocked the sale of AppLovin years before a stock-market bonanza. https://trib.al/WqeOVmP

The IRS has reportedly started laying off nearly 7,000 employees. One accountant says clients have been saying things like “I hear the IRS is going away” as they ask whether it’s OK to blow off their taxes this year. https://trib.al/xukoSY4

A new survey found that the majority of active traders are bullish, despite some thinking the market is in a bubble https://trib.al/tHi2otv

Cruise operators are exempt from U.S. taxes under the current code — and their stocks are falling because the Trump administration wants to change that. https://trib.al/jkolmTQ

Could the U.S. Postal Service face a Trump 2.0 overhaul? President Donald Trump could be working on an overhaul of the U.S. Postal Service, though the White House is pushing back on the growing expectations on that front. https://trib.al/uIt2ZRz

Tubi’s free streaming service is drawing coveted younger viewers, and it just helped deliver a record Super Bowl audience. So why is Fox creating a competing streaming service instead of just going all in on Tubi? https://trib.al/LGhETP5

The L.A. real-estate market is still trying to figure out what the right price is for properties affected by the recent fires. Homeowners have been warned not to take lowball offers — but what is a reasonable price for a fire-damaged lot in one of the country’s most expensive real-estate markets? https://trib.al/oC6hhw4

A burst of optimism among companies after Donald Trump won the U.S. presidential election has faded as business leaders grapple with potentially negative policies of the new White House. https://trib.al/kNMC8Vq

Shares of Walmart Inc. were hit hard Thursday after the retail behemoth provided a disappointing earnings outlook, including a warning for the first year-over-year decline in quarterly profit in three years. https://trib.al/SFNCQVL