Master Your Money
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Don’t be a slave to money, use money as a tool to create more money. Wo karna kaise h ? Ye is channel mai sikha denge… Learn everything about finance , money & wealth management.
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*Summer Travel = Rising Scams!* *Travel Fraud Increased 28% in 2025* We rush to book cheap deals. Scammers take advantage of this. Most common traps are: 1. Fake websites: Looks exactly like Airbnb You pay. But the hotel doesn’t exist. Check the website link. Use official apps. 2. Phishing messages: "Your flight is cancelled." "Hotel booking failed." They ask you to click a link.Don’t click. Contact the airline or hotel directly. 4. Fake airport Wi-Fi: Scammers set up free Wi-Fi. They steal your data. Avoid banking or payments on public Wi-Fi. Stay alert and plan smart to avoid these traps--Not just while traveling abroad but even in your daily lives!✅ *Btw, Which Indian travel problem annoys you the most?* 🙏Ola/Uber driver cancels after you wait 10 mins 👍Auto wala refuses to use the meter 😂Waiting forever for your luggage at the airport ❤️Train ticket confirm hua, but platform change kar dete hain last minute
*Challenge Week Ahead!!!!* *Two Truths and One Lie Challenge: 15 Days, 15 Questions!* Day 1/15: GUESS THE LIE! Here are Two Truths and One lie: ❤️Airbnb was started because the founders rented out air mattresses in their living room to make extra money. 👍The founders of WhatsApp were former Yahoo employees. 🙏The first startup unicorn (valued at $1 billion) was Facebook. Which one is the lie? React with the emoji!
A wrong term plan can cost you CRORES🚨Don’t leave your family’s future to chance. Get expert help with *KlarifyLife’s FREE Term Guide* — designed to help you choose the right plan by figuring out your: ✅ Ideal Life Cover ✅ Policy Duration ✅ Useful Riders ✅ Estimated Premium Try now: https://wa.me/message/QMNKX2BFFI5VB1 Or call: 1800 268 0890 for expert advice. Backed by HDFC Life
*Tier 2–3 cities saw a 200% jump in scams. You know why?* Because “limited-time offer” sounds easier than “read the damn T&Cs. I’ve personally seen people lose money to: – “Work-from-home” jobs asking for ₹999 as a joining fee – Crypto coins with no founder, no whitepaper, no logic—just hype – Fake trading apps that look like official SEBI platforms This happens because: People don’t want to build wealth. They want to shortcut it. And when shortcuts fail, they call investing a scam😂 So In today's world—if anything looks too good to be true…it Usually is!! *Be honest—which one of these silly habits are you guilty of?* ❤️I allow every app to access everything (mic, location, contacts... sab kuch) 👍I connect to any free Wi-Fi without thinking twice 🙏Keep card details saved on random websites 😂 I never log out of my payment/banking apps
UAE just made ChatGPT Plus which costs $20/month= *FREE* for all residents. No credit cards. Just free AI access for everyone. Meanwhile in: 🇮🇳 India: ₹1,650/month + foreign transaction fees 🇪🇺 Europe: $23–25/month + taxes 🇰🇪 Kenya: Same $20/month Today — education & Jobs starts with AI Because one AI tool in the hands of a student, a gig worker, or a small-town entrepreneur can do more than a thousand subsidies ever could. That's why UAE wins! *What would you choose if your govt gave you one?* ❤️Free access to ChatGPT Plus 👍₹1,000 UPI cashback monthly 🙏 Free AI courses in every college 😂 Tax relief for salaried employees
*Day 3/15: GUESS THE LIE!* Here are Two Truths and One lie: ❤️Your Netflix plan has 18% GST, but most don’t realise it. 👍Tomato prices once rose so much, people literally started stealing them from farms. 🙏Quick commerce companies have been profitable in India since day one. Which one is the lie? React with emoji! (Note Day 2 Answer: Gold is taxed under GST at 18% - FALSE! Gold is taxed at 3% GST (+ 5% on making charges for jewelry)
*Day 2/15: GUESS THE LIE!* Here are Two Truths and One lie: ❤️Indian aunties collectively hold more gold than the top 3 central banks in the world. 👍Gold is taxed under GST at 18%. 🙏Gold loans in India are worth more than the GDP of some countries. Which one is the lie? React with the emoji!
*They took a ₹100 jhola and sold it for ₹4,228. This is not creativity. This is pure business*. A U.S. brand saw a simple Indian cloth bag, gave it a fancy name—“Indian Souvenir Bag”—and made a huge profit. This is how the world works…. We make the ideas. They sell them better. This is not the first time—turmeric became "golden latte", ghee became "clarified butter", and now the jhola is a $48 ‘exotic tote’ And The sad part is… The people who actually make these jholas still earn ₹200–₹300 a day. No name, no credit, no cut from the profits. Someone else is making Crores using their hard work. This is why India keeps missing the big picture…We celebrate culture, others monetise it. We should stop being suppliers and rather be owners!!! Because in capitalism, applause doesn’t pay rent. Profits do!!! *What’s stopping India from owning its cultural IP?* ❤️Lack of branding mindset 👍 No support for artisans 🙏Too much export dependency 🥲We don’t value our own stuff
*Aaj subah ek ajeeb si cheez hui….* My neighbour ordered a lipstick from blinkit. It came in 9 minutes. Now...this is not about speed. This is about how far convenience has gone… Quick commerce apps aren’t delivering essentials anymore. They’re delivering shoes, skincare, iPhones—even furniture. All non-essential in 10 mins!!! As a result—We’ve stopped stepping out…We’ve stopped waiting…We’ve killed patience. Quick commerce is changing our habits—fast. —It’s making us impulsive. —It’s killing retail visits. —It’s normalising urgency… even when there’s none. Yes, it’s very convenient. But, it’s addictive. Q-commerce was built for needs. Now it’s running on wants. And wants never end…. So Maybe next time—wait. Step out.. think before you spend!! *Would you pay extra to get a non-essential item in 10 minutes?* ❤️Yes, convenience > cost 👍Not always, depends on urgency 🙏I never use Q-commerce