Finology With Pranjal

Finology With Pranjal

6/22/2025, 8:39:10 AM

More than a 42% drop in the share price of HDB Financials in unlisted space in the month of June 2025. Should you apply for the HDB financials IPO? Link: https://tinyurl.com/hdb-financials

Finology With Pranjal

5/29/2025, 6:06:38 AM

*Stock Discovery Series: 20/20* Ever celebrated a win? Raised a toast to promotions, birthdays, or cricket victories? But do you know who’s behind the bottles that define those celebrations? Not a startup. Not a tech firm. A powerhouse that’s been quietly shaping India’s beverage landscape. * 140+ liquor brands under one umbrella * A legacy dating back to 1826 * Presence in 37+ countries * Pan-India Distribution with 70,000+ retail outlets But silently dominating one of India’s most profitable and tightly regulated industries.

Finology With Pranjal

5/27/2025, 7:31:06 AM

Hello Investors!! The answer to our last stock discovery poll is *Garware Technical Fibres Ltd* 🔗 https://tinyurl.com/Finology-ticker-Garware Garware Technical Fibres Ltd (formerly Garware-Wall Ropes) is a specialty technical textiles leader from India, exporting to over 75 countries and manufacturing 20,000+ product SKUs across diverse applications. Its high-performance polymer-based solutions are used in sectors ranging from aquaculture to infrastructure, showcasing innovation and precision engineering in every thread. *Key Financial Metrics* - PE Ratio: 37.3x - Debt-to-Equity: 0.1 - 5-Year Sales Growth: 5.4% - 5-Year Profit Growth: 10.6% - 5-Year ROE: 19% *Product portfolio* *1. Aquaculture solutions (fish farming nets)* Garware makes specialised nets and ropes used in fish farming, especially for species like salmon, sea bass, and tilapia. *Buyers:* Large fish farming companies in Norway, Canada, and Chile (e.g., Salmar, Mowi) *Uses:* * Cage nets – keep fish safely enclosed in open sea farms * Predator and bird nets – protect fish from seals and birds * Lice skirts and algae shields – prevent sea lice and water pollution * Bath tarps – used during fish treatments * Mooring ropes – anchor cages securely in the sea *2. Sports netting (for stadiums, schools, and training centers)* Garware supplies high-durability sports nets trusted worldwide. *Buyers:* Schools, colleges, sports stadiums, and equipment distributors—especially in the US and Europe *Uses:* Nets for tennis, football, cricket, and volleyball Used around goalposts, fencing, and training grounds *3. Value-added ropes (for marine, energy, and defense sectors)* Garware’s heavy-duty ropes are designed for tough industrial jobs on land and at sea. *Buyers:* Ship management companies, tugboat operators, offshore oil and gas firms, power utilities, and defense forces *Uses:* * Mooring and towing ropes – secure large ships at ports * Offshore ropes – anchor and lift equipment on oil rigs * Transmission ropes – used for setting up power lines * Defense ropes – tactical uses in military operations *4. Geo-synthetics (for roads, railways, and coastal projects)* Garware offers technical textile solutions for infrastructure and environmental safety. *Buyers:* NHAI, Indian Railways, port authorities, EPC contractors, global infrastructure developers, and civil engineers *Uses:* * Slope and rockfall nets – prevent landslides and falling rocks * Landfill liners – block toxic waste leakage * Erosion control mats – reduce soil loss in farms and cities * Coastal protection – shield riversides and shorelines * Road and airport base layers – strengthen ground foundations *Competitive Advantage* Garware’s products form a small part of the total cost for their customers, but they play a critical role in ensuring safety, reliability, and operational efficiency. This makes them indispensable, even if they don’t account for a large share of the budget. *1. Small cost, big impact* Nets, cages, and ropes contribute only a minor portion to the customer’s operating expenses. However, any failure in these components can cause major losses. * In fish farming, poor-quality nets can lead to fish escapes and predator attacks. * In agriculture, defective protective nets can ruin crops. * In shipping, low-quality ropes can damage vessels. *GTFL's value lies in reducing operational risk and preventing revenue loss.* *2. Strong pricing power* * Since their products are critical but low in cost share, customers are less price-sensitive. * This allows company to pass on raw material cost increases without much resistance, something not many manufacturing companies can do. *3. Essential partner for aquaculture* * In salmon farming, each cage can hold 800–1000 metric tons of fish. * Cage nets must be durable enough to withstand strong sea currents, prevent escapes, and block predator attacks. * The cost of these nets is small, but their performance directly impacts the farmer’s revenue and fish health. This makes GTFL a long-term, trusted supplier in global aquaculture markets. *4. Innovation led products (V2 nets case study)* * Traditional cage nets release copper into the sea, which harms the environment and requires frequent cleaning. * GTFL’s V2 nets reduce biofouling and sedimentation, which means * Fewer cleanings * Lower maintenance costs * Healthier fish and better yields Customers benefit from lower costs and improved fish health, making switching to other suppliers less likely.

Finology With Pranjal

5/27/2025, 1:52:16 PM

Finology 30: New Stock is Live! A Bet on the Future of Connected Travel One of the world's largest industries is undergoing a quiet revolution. With shifting habits, tech innovation, and global tailwinds, this space is entering a high-growth phase. The next leap? A digital transformation that's reshaping how people explore the world. The numbers are rising. So is the opportunity. Now, who's best placed to ride this momentum? 🤔 Finology Research Desk has identified a global player powering this shift behind the scenes: 🥇 Profit growth > sales growth (5 years) 💪 Debt is almost nonexistent 📈 Profit CAGR exceptionally high (5 years) 🌱 Industry growth outlook strong With a strong foundation, proven partnerships, and deep integration in its domain, this company is quietly set to benefit from the sector's rising tide. Plus, it's an Undervalued Stock available at a 17.7% discount from our Buy It Below price! Think you know? Maybe. But context matters. Our full research paints the complete picture. Reveal Stock (https://tinyurl.com/finology30stockupdate)

Finology With Pranjal

5/30/2025, 2:43:25 PM

-We Learn to Talk by Copying -We Learn to Walk by Copying -Some of us pass exams by copying.. Why are we then stuck at finding an original business idea ? Copy an idea you like, execute it your way.

Finology With Pranjal

5/29/2025, 6:06:39 AM

Can you guess the company?🤔