
Financial Peace Hub
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About Financial Peace Hub
Hey! WhatsApp fam! Here we'll be discussing about good money habits, personal finance tips and hacks, insights on investment and insurance products, etc. All posts and content is purely for information purposes. Do not consider any of the post as recommendation.
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Weโve all heard of good debt and bad debt... But have you ever thought about Grey debt? Thatโs right โ not all debt fits neatly into โgoodโ or โbad.โ Let me explain ๐ https://www.linkedin.com/posts/pruthviravindranath_weve-all-heard-of-good-debt-and-bad-debt-activity-7330481213792587776-Gyxj?utm_source=share&utm_medium=member_desktop&rcm=ACoAAClP-pYBNXPPzzTeTju6gJVDq7qZDo-hq3c

๐ โYouโve got content for tomorrowโs post,โ my wife Purnima H said at 12:30 AM Right after the post-match presentation of the IPL finals. And she was right. ๐ Read more by clicking the link belowโฆ ๐๐๐ https://www.linkedin.com/posts/pruthviravindranath_wealthbuilding-diversification-investingwisely-activity-7335908385164337153-BP5s?utm_source=share&utm_medium=member_desktop&rcm=ACoAAClP-pYBNXPPzzTeTju6gJVDq7qZDo-hq3c

It feels like having a kombucha when learned knowledge creates value for a client! Recently, I had the pleasure of assisting a wonderful couple looking to buy their dream home worth Rs. 67,00,000. The loan amount was ~Rs. 45 lakhs @ 8.4% interest rate. They were considering a ๐ญ๐ฑ-๐๐ฒ๐ฎ๐ฟ ๐ต๐ผ๐บ๐ฒ ๐น๐ผ๐ฎ๐ป ๐๐ถ๐๐ต ๐ฎ๐ป ๐๐ ๐ ๐ผ๐ณ ๐ฅ๐. ๐ฐ๐ฎ,๐ฌ๐ฌ๐ฌ. ๐ค However, I proposed an alternative: ๐๐๐ https://www.linkedin.com/posts/pruthviravindranath_it-feels-like-having-a-kombucha-when-learned-activity-7335592755701657602-NuJ1?utm_source=share&utm_medium=member_desktop&rcm=ACoAAClP-pYBNXPPzzTeTju6gJVDq7qZDo-hq3c

๐ฏ Something happened in the 17th over of yesterday's RCB vs LSG match... A subtle momentโbut it said a lot about character. Read moreโฆ ๐๐๐ https://www.linkedin.com/posts/pruthviravindranath_spiritofwealth-financialfreedom-playthelonggame-activity-7333359295352160256-6JwX?utm_source=share&utm_medium=member_desktop&rcm=ACoAAClP-pYBNXPPzzTeTju6gJVDq7qZDo-hq3c

โจ Something magical happened recentlyโฆ On 1st Jan 2025, I visited Chamundi Temple in Mysore. I prayed to Chamundi Devi, seeking blessings for my new journey. With folded hands and a hopeful heart, I made a promiseโ ๐ The first part of whatever I earn from my new ventureโฆ I will offer it to you. Fast forward to April, I officially launched my new endeavor and earned some income. I had told my wife we needed to visit Chamundi Temple. And something truly divine unfolded. ๐๐๐ https://www.linkedin.com/posts/pruthviravindranath_powerofmanifestation-chamundidevi-divinetiming-activity-7330870774779510786-54DJ?utm_source=share&utm_medium=member_desktop&rcm=ACoAAClP-pYBNXPPzzTeTju6gJVDq7qZDo-hq3c

Social media has two sidesโand it's affecting how we think about money. 1๏ธโฃIt's made it easier to get financial advice. 2๏ธโฃIt's also created a culture of comparison. One of the biggest dangers of social media is lifestyle inflation : Most people can't afford the lifestyles they're showing off on social media. We start buying things we don't need, and even worse, things we can't afford. And when we buy these things, we're not just wasting money - we're also accumulating debtโผ๏ธ Break the social media spending cycle: 1. Prioritize needs over wants 2. Pay off high-interest debt ASAP 3. Build a 3-6 month emergency fund 4. Invest 10%-20% of your income wisely Do you buy expensive things to: ๐Impress others โค๏ธMake myself happy ๐Keep up with friend circle ๐Make parents proud

Growing up in a middle-class family, I heard a lot of money advice. Some of it was valuable. But a lot of it? ๐คฆโโ๏ธ It kept me (and so many others) from truly building wealth. Read moreโฆ https://www.linkedin.com/posts/pruthviravindranath_wealthmindset-personalfinance-middleclassmyths-activity-7300716276237115392-fA6L?utm_source=share&utm_medium=member_ios&rcm=ACoAAClP-pYBNXPPzzTeTju6gJVDq7qZDo-hq3c

๐๐๐๐๐ ๐๐ฐ๐ผ๐ฟ๐ฒ ๐ถ๐ ๐ป๐ผ๐ ๐๐ผ๐๐ฟ ๐ณ๐ฟ๐ถ๐ฒ๐ป๐ฑ, ๐ฏ๐๐ ๐ฎ ๐๐ฟ๐ฎ๐ฝ!!! ๐ง It is programmed that a good CIBIL score means you are good with money. This is the biggest myth. ๐๐๐ https://www.linkedin.com/posts/pruthviravindranath_debtfreedom-creditscore-prosperwithpruthvi-activity-7295283018091372544-h8SU?utm_source=share&utm_medium=member_ios&rcm=ACoAAClP-pYBNXPPzzTeTju6gJVDq7qZDo-hq3c

90% of wealthy families lose their wealth by the 3rd generation. Want to avoid being a statistic? Then watch this short. ๐๐๐ https://www.linkedin.com/posts/pruthviravindranath_wealthyfamilies-generationalwealth-moneyhabits-activity-7298552602567286784-oGKK?utm_source=share&utm_medium=member_ios&rcm=ACoAAClP-pYBNXPPzzTeTju6gJVDq7qZDo-hq3c

A few years ago, I asked a simple question to a group of professionals: ๐ โIf you lost โน10,000 today, could you earn it back?โ Almost everyone said yes. ๐ โIf you lost 10 hours today, could you get them back?โ Read moreโฆ ๐๐๐ https://www.linkedin.com/posts/pruthviravindranath_financialfreedom-timevsmoney-wealthmindset-activity-7299632022606516224-LEwq?utm_source=share&utm_medium=member_ios&rcm=ACoAAClP-pYBNXPPzzTeTju6gJVDq7qZDo-hq3c