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Your bank loves you. Why? You save at 3.5% interest. You borrow at 12% interest. You spend on a credit card at 36% interest. Their profits? Guaranteed. Your profits? Uncertain. Still think they work for you?

People Should Be Given An Option To Close/Transfer Loan Online Without Branch Many Private Banks Are Not Reducing Interest Rates Even When RBI Reduced Repo Rates This Will Give Banks a Major Reality Check