Caiib With Kundan

Caiib With Kundan

2/28/2025, 9:14:55 AM

📢 *FREE ePDF for CAIIB 2025!* 🚀 📖 *ABM - Human Implications of Organizations* 📌 Module B | Chapter 12 (Part 1) 💡 *Boost your CAIIB 2025 prep with this FREE ePDF!* 📥 🔗 *Download Now:* https://learningsessions.in/abm-caiib-2025-abm-module-b-chapter-12-part-1-free-epdf/ 🎯 *Don't miss this opportunity! Share with your fellow bankers!* 🤝 #CAIIB2025 #FreeePDF #ABM #BankingExam #StudySmart

Caiib With Kundan

2/28/2025, 8:14:00 AM

*CAIIB ABM Q. Companies listed on the stock exchange must prepare a cash flow statement under AS-3*

Caiib With Kundan

3/1/2025, 4:04:36 AM

*CAIIB ABM Q. Financial statements are primarily used only by the company's management.*

Caiib With Kundan

2/28/2025, 12:01:34 PM

🔥 *CAIIB ABM Live at 10:10 PM – Exam Crack Karna Hua Aur Aasaan!* 🎯 📌 *Topic: Rehabilitation and Recovery (Module C - Chapter 24 Part 2)* 💡 *Banking recovery & rehabilitation ke important concepts ekdum clarity ke saath samjho!* 🎓 ⏰ *Live at 10:10 PM – Late Night Mehnat Ka Full Faayda Uthao!* 📲 *Join Now:* https://www.youtube.com/watch?v=omW2qAsGQz4

Caiib With Kundan

2/28/2025, 5:28:03 AM

📌 *Credit Control Monitoring (CCM) – CAIIB ABM* Credit Control Monitoring (CCM) ensures proper credit risk management by monitoring and regulating a bank's credit exposure. It helps prevent bad debts, ensures regulatory compliance, and maintains financial stability. 🔹 *Objectives of CCM:* ✅ *Minimize Credit Risk –* Ensure loans are given to creditworthy customers. ✅ *Regulatory Compliance –* Follow RBI & Basel guidelines for risk management. ✅ *Early Warning Signals (EWS) –* Identify potential defaulters early. ✅ *Maintain Asset Quality –* Prevent loans from turning into NPAs. ✅ *Enhance Profitability –* Reduce bad loan losses and improve bank performance. 🔹 *Key Aspects of CCM:* 📌 📝 *Credit Appraisal & Sanctioning –* Assess borrower’s financials & creditworthiness. 📌 📊 *Credit Exposure Monitoring –* Track loans given to different sectors & borrowers. 📌 💰 *Loan Utilization Check –* Ensure funds are used for the intended purpose. 📌 🔄 *Review & Renewal –* Periodic evaluation of borrower accounts. 📌 ⚖️ *Recovery & Collection –* Timely follow-ups, restructuring, or legal action. 📌 📢 *Credit Reporting –* Report borrower details to CIBIL & CRILC. 🔹 *Regulatory Guidelines:* 🏦 *Prudential Norms –* RBI’s risk categorization & provisioning norms. 🛡️ *Credit Risk Management –* Internal policies to mitigate risks. 🌍 *Basel Norms –* International standards for capital adequacy. 📑 *Loan Classification –* Categorizing loans as Standard, Sub-standard, Doubtful & Loss. *🔹 Conclusion* A strong CCM framework helps reduce NPAs, ensure compliance, and maintain financial stability. It enables early detection of credit risks, strengthens the bank’s financial health, and builds customer trust. 🚀

Caiib With Kundan

3/1/2025, 4:04:06 AM

*CAIIB ABM Q. Segment-wise reporting is mandated under AS-17 for eligible companies*

Caiib With Kundan

3/1/2025, 8:10:00 AM

*CAIIB ABM Q. The entity concept treats a business as separate from its owners.*

Caiib With Kundan

3/1/2025, 4:46:40 AM

*Aspects of NRI Business – CAIIB ABM* 🌍💰 The banking needs of Non-Resident Indians (NRIs) differ from residents due to overseas earnings, investments, and regulatory frameworks like FEMA & RBI guidelines. Banks offer tailored services to cater to their financial requirements. 🔹 *Key Aspects of NRI Business:* ✅ *Types of NRI Accounts:* 🏦 *NRE (Non-Resident External):* Repatriable, tax-free interest, INR account. 💼 *NRO (Non-Resident Ordinary):* For Indian income, taxable, limited repatriation. 💵 *FCNR (Foreign Currency Non-Resident):* Foreign currency fixed deposit, no exchange risk. ✅ *Remittances & Transfers:* 🔄 Fast online transfers & swift remittances from abroad. 🌐 RBI allows $1 million repatriation per year from NRO (with tax compliance). ✅ *Investment Options:* 📈 Stocks & Mutual Funds via Portfolio Investment Scheme (PIS). 🏡 Real Estate (Residential & Commercial, but no agricultural land). 💰 Tax-Free NRE & FCNR deposits. ✅ *Taxation & Compliance:* 🏦 DTAA (Double Taxation Avoidance Agreement) prevents dual taxation. ⚖️ Income from India (rent, interest) is taxable, foreign income isn’t. ✅ *Loans & Credit Facilities:* 🏠 Home, personal, & car loans available for NRIs. 🔐 NRE deposits can be collateral for loans. ✅ *Wealth Management & Estate Planning:* 📊 Portfolio Management Services for high-net-worth NRIs. ✍️ Succession planning, will drafting & nominee services. ✅ *Regulatory Framework:* ⚖️ RBI, FEMA, & Income Tax Act compliance. 🆔 Strict KYC, FATCA, & periodic re-verifications. 🔹 *Conclusion:* NRI banking is a lucrative segment with specialized financial products, investment opportunities, and strict compliance needs. Banks play a crucial role in facilitating smooth transactions & ensuring regulatory adherence. 🚀💼

Caiib With Kundan

2/28/2025, 8:13:12 AM

*CAIIB ABM Q. The funds flow statement is mandatory for all businesses.*

Caiib With Kundan

2/28/2025, 4:24:28 AM

*CAIIB ABM Q. Financial statements required for business include the balance sheet and profit and loss account*