Dima’s ArchiCraft Corner
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About Dima’s ArchiCraft Corner
IT architecture for fintech, govtech, and even those who aren’t afraid of AI.
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╔═════════════╗ ║ 𝕄𝕪 ℝ𝕖𝕔𝕠𝕞𝕞𝕖𝕟𝕕𝕒𝕥𝕚𝕠𝕟 ║ ║ ✍️ iA Writer 📄 ║ ╚═════════════╝ Today is Friday, which means it’s time for my next recommendation of an application or service! ✍️ iA Writer is one of the gems in my daily toolkit. It’s a beautifully minimalistic yet powerful writing app that helps me stay focused on what truly matters—writing. Whether I’m drafting blog posts, taking structured notes, or working on long-form documents, iA Writer keeps distractions at bay with its clean interface and Focus Mode. I love that it fully embraces Markdown, allowing me to format text effortlessly without dealing with clunky formatting tools. Plus, the seamless integration with cloud storage makes it easy to sync my work across devices. If you love writing and value simplicity, iA Writer is an absolute game-changer! https://ia.net/writer
My new article @ my personal blog! "LEI vs. EUID: Understanding the Key Differences and Regulatory Implications." --- I explore the basics of Legal Entity Identifier (LEI) and European Unique Identifier (EUID), their role in business identity standardization, and the challenges of regulatory compliance -- especially in the context of DORA (Digital Operational Resilience Act). 💡 Key topics covered: ✅ Why standardized organizational identities matter ✅ The differences between LEI and EUID ✅ Real-world use cases and regulatory implications ✅ Challenges in identity fragmentation ✅ The future -- convergence or competition? Read the full article here: https://www.golodiuk.com/news/lei-vs-euid/ #LEI #EUID #GovTech #RegTech
🇪🇺 EU Tech News Digest 🟦 ECB pitches digital euro as response to Trump's crypto push [January 24, 2025] Euro zone banks need a digital euro to compete with U.S. President Donald Trump’s push for stablecoins, a type of cryptocurrency. Trump’s executive order aims to promote dollar-backed stablecoins worldwide, potentially impacting bank fees and clientele. The ECB is currently experimenting with a digital euro, which would allow for online payments and potentially impact bank profits. https://www.reuters.com/technology/ecb-pitches-digital-euro-response-trumps-crypto-push-2025-01-24/ 🟦 Meta’s Revised Ad-Free Service May Breach EU Privacy Laws, Consumer Group Says [January 23, 2025] Meta Platforms’ updated subscription service, which offers an ad-free experience for a fee, may still violate EU consumer and privacy laws, according to the European Consumer Organisation (BEUC). BEUC urges regulators to take action against Meta, expressing concerns that the service could infringe upon user rights and data protection regulations. https://www.reuters.com/technology/metas-revised-paid-ad-free-service-may-breach-eu-privacy-laws-consumer-group-2025-01-23 🟦 The European Supervisory Authorities (ESAs) published a report on the feasibility of further centralizing major ICT-related incident reporting by financial entities. [17 January 2025] The report explores three models for potential future developments in this area. 1. Baseline Scenario: A decentralized model with national competent authorities (NCAs) as primary points of contact. 2. Data Sharing Model: An intermediate approach where NCAs remain the first contact but share data centrally for streamlined dissemination. 3. Fully Centralized Hub: Financial entities report directly to a single EU Hub accessible to all relevant stakeholders. https://www.eiopa.europa.eu/esas-publish-study-feasibility-further-centralisation-major-ict-related-incident-reporting-financial-2025-01-17_en 🟦 The EU Wants to Scan Every Message Sent in Europe. [January 24, 2025] The EU’s proposal to implement a Europe-wide apparatus for scanning users’ digital communications on platforms like Facebook, Signal, and WhatsApp aims to combat child sexual abuse material (CSAM). However, the implications for privacy and digital security are considerable, as it would undermine encryption. Cybersecurity experts warn that mass scanning could introduce vulnerabilities and be misused for broader surveillance, not just CSAM detection. https://www.theguardian.com/commentisfree/2025/jan/24/eu-digital-surveillance-child-protection #EU #GovTech #Innovation #Regulation
╔═════════════╗ ║ 𝕄𝕪 ℝ𝕖𝕔𝕠𝕞𝕞𝕖𝕟𝕕𝕒𝕥𝕚𝕠𝕟 ║ ║ 💰 YNAB 📊 ║ ╚═════════════╝ Today is Friday, which means it’s time for my next recommendation of an application or service! 💰 YNAB (You Need a Budget) has been my go-to personal finance tool for years, and I can’t imagine managing my money without it. Unlike typical budgeting apps that just track spending, YNAB actually teaches you how to take control of your finances with its proactive approach. Every euro (or dollar, ...) gets a job, which means I always know where my money is going — no more wondering if I can afford something or feeling guilty about spending. It has completely changed how I handle savings, unexpected expenses, and even big financial goals. The best part? It makes budgeting feel empowering rather than restrictive! If you’ve ever struggled to stay on top of your finances, YNAB might just be the game-changer you need. https://www.ynab.com #best_apps #ynab #personal_finance