2025 will be a year for patient investors and accumulation of quality stocks. But how can one do this? • Firstly, and most importantly, you MUST know the business of the company you have. Investing starts with having conviction and that begins with knowing WHY you’ve bought a company. If you don’t know that you can never hold a stock with confidence. Also, check the health of your companies and invest only in those whose business seems sustainable and can witness logical growth. • ⁠Secondly, allocate a specific capital exclusively for the purpose of investing at lower prices. Don’t go too deep and pull out capital from other assets or the bank or your emergency fund. Manage all assets and overall finances sensibly. • ⁠Thirdly, decide on a minimum and a maximum amount that you will invest every month for the coming one or two years. • ⁠Lastly, use charts. They are very helpful in buying quality stocks when they’ve made major corrections. You will be able to buy the same businesses at 20-50% discounts. • ⁠It goes with saying — and this is something I never get tired of — that if you’re investing you must be mentally prepared to have a time horizon of at least 7-8 years.