*✅Pradhan Mantri Jan Dhan Yojana (PMJDY) Accounts* ```Latest Update``` ✔️ - More than one in every five accounts under PMJDY had turned inoperative by December 2024. - *Inoperative Account:* A bank account is classified as "inoperative" if there is no "customer-induced transactions" for a continuous period of 24 months. *RBI Mandate for Bank Account Closure* - Starting from January 1, 2025, the RBI mandates banks to close three types of accounts: 1. *Dormant Account:* Accounts that have had no transactions for over 2 years are classified as dormant. 2. *Inactive Accounts:* Inactive accounts with no transactions for more than 12 months. 3. *Zero Balance Accounts:* Accounts that maintain a zero balance for a prolonged period.