🔆 📉 Survey Warns Against Excessive Financialisation in India  ✅ Risk of Over-Reliance on Financial Markets: A large portion of household savings is moving into the stock market, raising concerns about over-financialisation.  ✅ Macroeconomic Risks: Excessive financialisation can exacerbate inequality and distort public policies, particularly in a low-middle-income economy like India.  ✅ Need for Balance: The government must ensure financial sector incentives align with national growth goals while bridging gaps with the banking sector.  ✅ Regulatory Preparedness: India must anticipate financial vulnerabilities and implement timely policy interventions to mitigate risks from overexposure to financial assets.  🔔 A balanced approach between financial sector growth and economic stability is crucial!