🔆 PM Vishwakarma Scheme: Empowering Traditional Artisans 📌 Scheme Type & Ministry ✅ Central Sector Scheme – Fully funded by the Central Government (not Centrally Sponsored). ✅ Launched in September 2023 by Ministry of MSME (MoMSME). ✅ Jointly implemented by MoMSME, Ministry of Skill Development & Entrepreneurship (MSDE), and Dept. of Financial Services (MoF). 📌 Key Benefits ✅ Skill Training – Includes 5-7 days of Basic Training + 15 days of Advanced Training, with ₹500 per day stipend. ✅ Modern Tools Support – Enhances productivity & market access. ✅ Market Linkage & Branding – Helps artisans promote & sell products effectively. 📌 Financial Support ✅ Collateral-Free Loans – Up to ₹3 lakh at 5% interest, with 8% interest subvention covered by MoMSME. ✅ Digital Transaction Incentive – ₹1 per transaction for up to 100 transactions/month to promote financial inclusion. #government_schemes