Last year, as other insurance companies fled from California, one startup launched with the goal to help homeowners in the highest-risk areas get coverage. The startup, called Stand, believes that by making targeted design changes, homes can become resilient enough that they’re feasible to insure. While the company focuses on retrofits for existing homes, the same strategies apply to houses built from scratch. We talked to Stand’s CEO about what homeowners should consider as they begin to rebuild in L.A.—and how the right decisions could not just protect residents but begin to deal with the state’s insurance crisis. Learn more: https://bit.ly/4haS3Uc