*Portfolio Clinic* Our reader has been meticulous in their investing approach, having first dabbled with investment trusts in the 1990s. Skill and longevity mean they’re now able to retire and enjoy life. But great luxury also brings its issues. Is the portfolio set up correctly to kick off income? Is the stock-heavy approach no longer appropriate? And since Labour announced changes to pensions and IHT rules, how can they minimise their tax bill? Dave Baxter and our panel of experts tackle all these issues and more. Find out what our experts have to say: *https://on.ft.com/40CRyw4*