*Portfolio Clinic* The inclusion of pensions into estates for inheritance tax purposes has upended many retirement and bequeathment plans. This week’s Portfolio Clinic case studies are no different. With a sizeable property and pension, the couple are worried about what to do, as, having just retired, they don’t know how much they can gift. Is there a better way they can invest that funds their retirement and saves tax? Val Cipriani finds out See what our experts have to say: *https://on.ft.com/3WXoVrp*