More than *1 in every 5 accounts* under the *Pradhan Mantri Jan Dhan Yojana* had turned inoperative by December 2024 which accounts for *21% of Total Jan Dhan accounts🏦🏦* *Bank of Baroda* has the highest number of inoperative accounts at *29 million*, followed by *Punjab National Bank (20 million)*, *State Bank of India (18 million)*, and *Bank of India (12.6 million).*