🔆 Pradhan Mantri Kisan Samman Nidhi Scheme (PM-KISAN) 📍 Why in News? ✅ The government released the 16th installment under PM-KISAN via Direct Benefit Transfer. 📍 Quick Facts ✅ Type: Central Sector Scheme ✅ Purpose: Financial aid for landholding farmers for inputs & domestic needs ✅ Beneficiaries: All landholding farmers (with some exclusions) ✅ Benefits: ₹6,000 per year in three equal installments of ₹2,000 (every 4 months) 📍 Objective ✅ Provide income support to all land-holding farmer families (husband, wife & minor children). 📍 Salient Features ✅ Land Records Mandatory: Exceptions for forest dwellers, Northeast states & Jharkhand ✅ Beneficiary Identification: State/UT Government’s responsibility ✅ Self-Registration: Through PM-KISAN Portal / Mobile App / CSC ✅ Kisan Credit Cards (KCC): Short-term loans at 4% interest for crop, animal, and fish rearing 📍 Additional Features ✅ Prevention of Fund Diversion: Aadhaar verification & IT payee checks ✅ Project Management Unit (PMU): Central-level monitoring of scheme ✅ Grievance Redressal: Complaints resolved within 2 weeks ✅ Exclusions: Higher economic status groups (taxpayers, professionals, institutional landholders, govt. employees, etc.) not eligibl #government_schemes