You need *zero capital* to start your consulting business. You can start a consulting business on a *risk-free basis* by using your existing skillsets. To upgrade and upskill, you can later build new skill sets. You don’t need to quit your job. You can start it as a side gig if you can invest 2-3 hours a day beyond regular work hours and working on your week-offs. There are ways to do it ethically and legally.