Helping Hands🤝
February 28, 2025 at 11:30 AM
3.1 DOMICILIARY TREATMENT:
Medical expenses incurred in case of the following diseases which need domiciliary treatment as may be
certified by the attending medical practitioner and /or bank's medical officer shall be deemed as
hospitalization expenses and reimbursed to the extent of 100% subject to the overall limit of Sum Insured
under the policy:
1 Accidents of Serious Nature
2 Addison's Disease
3 All Animal/reptile/insect bite or sting
4 All Seizure disorders
5 Any organ related (chronic) condition
6 Aplastic Anemia
7 Arthritis
8 Autoimmune Myositis
9 Autoimmune vasculitis
10 Cancer
11 Cardiac Ailments
12 Celiac Disease
13 Cerebral Palsy
14 Chronic obstructive Pulmonary Disease, Chronic Bronchitis, Asthma
15 Chronic Pancreatitis
16 Connective tissue disorder
17 Diabetes and its complications (including Type 1Diabetes)
18 Diphtheria
19 Epidermolysis bullosa
20Glaucoma
21 Grave's Disease
22 Growth disorders
23 Haemorrhages caused by accidents
24 Hashimoyo's Thyroiditis
25 Haemophilia
26 Hepatitis -B, Hepatitis-C
27 Hypertension
28 Hypothyroidism,hyperthyroidism expenses incurred on radiotherapy and chemotherapy in the treatment
of cancer and leukaemia
29 Inflammatory Bowel Disease
30Kidney Ailment
31 Leprosy
32 Leukemia
33 Malaria
34 Multiple Sclerosis/Motor Neuron Disease
35 Muscular dystrophies
36 Myasthenia gravis
37 Non – Alcoholic Cirrhosis of Liver
38 Osteoporosis
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39 Paralysis
40 Parkinsons's Diseases
41Pernicious Anemia
42 Physiotherapy
43 Pleurisy
44 Polio
45 Psoriasis/Psoriatic Arthritis
46 Psychiatric disorder including Schizophrenia and Psychotherapy
47 Purpura
48 Rheumatoid Arthritis (RA)
49 Sickle cell disease ,systemic lupus erythematous (SLE)
50 Sjogrens's Syndrome
51. Sleep apnea syndrome (not related to obesity)
52. Status asthamaticus , sequalea of neningitis
53. Swine flu
54. System Lupus Erythematous
55. Thalassemia
56. Third Degree burns
57. Thrombo embolism venous thrombosis/venous thrombo embolism (VTE)
58. Tuberculosis
59. Tumor
60. Typhoid
61. Ulcerative Colitis
62. Varicose veins
63. Venous Thrombosis (not caused by smoking)
64. Wilson’s disease
65. All strokes leading to paralysis.
The cost of medicines, investigations, and consultations etc. In respect of domiciliary treatment shall be
reimbursed for the period stated by the specialist and/or the attending doctor and/or the bank’s medical
officer, in Prescription duly supported by relevant investigation reports wherever necessary.
If no period stated, the prescription for the purpose of reimbursement shall be valid for a period not
exceeding 90 days.
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