Being a productive friend is not just about showing up, but being present, supportive, and helping each other grow. Offering advice, lending a helping hand, or just being there when times get tough, a productive friendship can make all the difference. Here are 10 ways to be that friend who adds value, not just an imposter. 1. Be a Good Listener: Sometimes, the best way to help your friend with their finances is to simply listen. Offer your time and attention without judgment. Listening to their concerns can help you offer better financial advice when needed. 2. Encourage Smart Money Goals: Help your friends set achievable financial goals and stay focused on them. When saving for a big purchase or paying off debt, be their cheerleader and remind them to stay on track. 3. Be Honest, but Kind: When it comes to money, honesty is key. Be the friend who offers constructive feedback on financial decisions.