And the believer, if he is afflicted with physical or psychological harm, (and) he says: This is a ni’mah (blessing) from Allah by which Allah expiates my bad deeds. If he feels this feeling, what occurred of the pain (calamity, hardship) becomes a blessing. [Ibn Uthaymeen (rahimahullah), Tafseer Surah Baqarah, 3/24]