Starting April 2025, individuals with annual incomes below Rs. 12 lakh will be exempt from income tax! With the standard deduction, those earning up to Rs. 12.75 lakh will get tax relief. Save up to Rs. 80,000 in taxes & invest it for long-term wealth creation. Consider investing saved taxes in high-return options. For example, Rs. 6,700 invested monthly at a 16% return could grow to Rs. 1 crore in 20 years! -R.Roshan