
OxyzenFin
February 12, 2025 at 11:55 AM
🔹 New Tax Rates (Effective April 1, 2025):
✅ Listed Equity Shares & Equity Mutual Funds:
➟ LTCG: 12.5% (if gains exceed ₹1.25 lakh) (Earlier: 10% above ₹1L)
➟ STCG: 20% (Earlier: 15%)
✅ Debt Mutual Funds:
➟ LTCG: 12.5% (No more indexation benefit!)
➟ STCG: Taxed as per individual income tax slabs
✅ Real Estate:
➟ LTCG: Choose either 12.5% without indexation OR 20% with indexation
➟ STCG: Taxed as per individual income tax slabs
✅ Unlisted Shares, Startups, & Private Equity (PE):
➟ LTCG: 20% (Earlier rates varied)
📌 Impact:
➟ Equity investors now pay slightly higher LTCG tax (12.5% instead of 10%)
➟ Debt mutual funds taxed at a lower rate (12.5%), but indexation benefit is removed
➟ Real estate investors can choose between 12.5% (no indexation) or 20% (with indexation)