*🚨 HSBC Premier Devaluation Update!* ❌From *April 1, 2025*, HSBC will stop awarding points on the following categories: 🚫 Bail & Bond Payments (MCC 9223) 🚫 Education & Government (MCC 9399, 8299, 8220, 8211, 8241, 8244, 8249, 9222, 9402, 9211, 9405) 🚫 E-wallets (MCC 6540) 🚫 Financial Institutions (MCC 6011, 6012, 6010) 🚫 Fuel (MCC 5541, 5983, 5172, 5542, 5552) 🚫 Jewellery Purchases (MCC 5944, 5094) 🚫 Money Transfers (MCC 4829) 🚫 Non-Financial Institutions (MCC 6051) 🚫 Real Estate Agents & Managers (MCC 6513) 🚫 Tax Payments (MCC 9311) Utility & Insurance Spending Now Has a Limit ⚡ ✅ You will earn reward points on Utility (MCC 4900) & Insurance (MCC 6300, 5960) spends. ⚠️ BUT there's a cap of ₹1,00,000 per month on eligible spending.