The legal ways to minimize property taxes in South Africa while maintaining a profitable property portfolio : 🤔🏢🇿🇦 1. Structuring Property Ownership – Running a property portfolio as a business by using a company to own properties and a holding trust to own the company's shares. This setup allows for tax-deductible expenses. 💰✅👍 2. Tax-Deductible Expenses – Expenses such as bond interest, maintenance, levies, rates, and travel costs related to property investment can be deducted from rental income to lower taxable profits. 💲📉🏠 3. Refinancing to Reduce Taxes – Borrowing against property equity increases interest expenses, which reduces taxable net profits while freeing up cash for reinvestment. 🏦📈💰 4. Showing a Profit to Banks but a Loss to Tax Authorities – Property revaluation increases the company's book value without triggering tax obligations, improving financing opportunities while reducing taxable income. 📊⚖️💼 5. Accumulated Losses – Early losses in a property business accumulate and can be offset against future profits, delaying tax payments. ⏳🚫💲 The key takeaway is that smart accounting and proper structuring can legally minimize taxes while growing a property portfolio. 🔑💡🚀