*Making a Savings Plan* 🍎Set savings goals. 🍏Set a savings target. 🎈Figure out how much you need to save over a given period of time to meet your savings goals. 🎯Figure out how much you are earning and how much you can expect to save on a regular basis. 🍎Identify which expense you can reduce and reallocate this amount to your savings. 🍏 Decide where you will save, available savings products, and advantages and disadvantages. 🎈Keep track of your savings. Make a savings plan and stick to it. *Remember that you are saving for a purpose*