*RBI Cuts Repo Rate for the First Time in 5 Years – A Key Opportunity for Fixed-Income Investors* _The RBI’s Monetary Policy Committee (MPC) has announced a 25 bps cut in the repo rate to 6.25%, marking the first reduction in five years. This means banks will now pay lower interest on borrowings from the RBI, leading to a gradual decrease in prime lending rates._ What This Means for Investors: 1. Lower Loan Interest Rates: EMIs on home, auto, and business loans are expected to decline as banks pass on the benefits. 2. Falling Deposit Rates: Interest rates on FDs and other savings instruments are likely to decrease in the coming months. 3. Ideal Time to Lock in High-Yield Fixed-Income Investments: With rates set to decline further, this is a great opportunity to invest in fixed-income products and secure attractive returns for the long term.