The PM Swanidhi Scheme will be revamped with higher loan limits and the introduction of a ₹30,000 UPI-linked credit card. The government will also facilitate identity card issuance and registration on the e-Shram portal for gig workers, providing insurance coverage for nearly 1 crore workers. A new scheme will be implemented for the socio-economic upliftment of urban workers, with enhanced loan opportunities through PM Swanidhi.