*🚨6 PERSONAL FINANCE TRUTHS TO KNOW* 1) Millionaires mentor you to death with 'hard work,' but 90% of their wealth is tied to investments they got into early. The real secret? Timing beats grinding. 2) Credit scores are a scam. Pay your bills on time for 20 years, miss one payment, and you’re trash to banks. Meanwhile, billionaires default on loans and get bailed out. Wake up. 3) Saving 10% of your income is for people who trust inflation won’t eat it alive. You’re better off buying a used car and renting it out than stashing cash in a bank. Investing is the only way to hedge against inflation, Prove me wrong. 4) Your emergency fund shouldn’t just sit there—stick it in a high-yield account and let it grow while it waits. Mine grew by 5% last year. Where’s yours parked? 5) Pay off your car early and invest the extra $500/month instead. Before you know it, your investment will be worth more than the car. 6) Renting isn’t ‘throwing money away’ if you invest the difference—you could outpace homeowners that are “house poor”, don’t make enough to pay their mortgage & invest consistently.