HDFC SmartBuy : The Amazon Fresh and Zepto giftcards are really useful additions on HDFC SmartBuy portal as these will significantly reduce requirement for Amazon Pay giftcards for HDFC Infinia, Diners Black and other HDFC Credit Card customers. 👉Amazon Fresh and Zepto giftcards do not have any convenience fee like we see in case of Amazon Pay Giftcards and Amazon Shopping Vouchers. It will straight away save a cash outflow of 3.54% (2.85% for Amazon Shopping vouchers). So, effective Valueback on grocery shopping will be back to 16.66% for Infinia users and 10% for Diners Black users. 👉Another significant benefit is indirect relaxation on limits on buying Amazon Pay Giftcards and Amazon Shopping Vouchers. Each of them have limits of Rs.10,000 per month. However, you can purchase Rs.25,000 worth Amazon Fresh giftcards and Rs.20,000 worth Zepto in a month without any convenience fee. Till now, many users like me, were using Amazon Pay Balance on Zepto. Amazon Fresh and Zepto giftcard limits should be sufficient for grocery shopping for most. And Amazon Pay giftcard balance can be used on many other things. Like I use Amazon Pay giftcards balance for Uber cab, MyGate society bill, Dear Cows daily milk payments and many third party random shopping apps/sites. Effectively, earn 13% Valueback on all these spend as well. ✅✅✅ Considering the bar raised by ICICI Emeralde Private Metal Credit Card, hopefully, we will see more increase in benefits of HDFC Infinia and Diners Black Credit Cards 🤞🤞🤞. Press Like button and Repost if you found it interesting 😊. Follow “SpendWisely” for updates, info and tips about credit cards and online shopping. ————————————— For all ongoing Credit Card offers (First Year Free, Lifetime Free, Extra Joining Benefits Offers), visit Micro-website of SpendWisely. Here is the Link 👉https://bit.ly/m/spendwiselyofficial ————————————— Note: Always take a credit card basis your own need and personal spending pattern, not just because of an offer. Make your own assessment. Some of the Links in the post might be our referral links. If you apply through these links we might get some referral benefits. [credit card, spendwisely, spend wisely, credit cards]