PCRA (Plumstead Civic /Ratepayers Association)
PCRA (Plumstead Civic /Ratepayers Association)
February 22, 2025 at 02:36 PM
Information post: A "new scam" where someone calls claiming there are ID and bank cards under your name is often called a "vishing scam" - where a fraudster pretends to be from a legitimate institution like your bank, alerting you to suspicious activity on your account, and then tries to trick you into giving them your personal banking details over the phone to "resolve" the issue. How the scam works: The call: You receive a phone call from someone claiming to be from your bank's fraud department or a similar organization. The story: They tell you they have detected suspicious activity on your account, including the opening of new credit cards or ID documents in your name that you didn't authorize. The pressure tactic: They may create a sense of urgency by saying your accounts are about to be frozen or that your identity is at risk if you don't act immediately. The request for information: They will ask you to provide sensitive details like your account number, credit card numbers, PINs, or even your online banking login credentials to "verify your identity" and "fix the problem". Why it's dangerous: Access to your finances: Once they have your banking details, they can easily access your accounts and withdraw money, make unauthorized purchases, or even transfer funds to other accounts. Identity theft: Sharing your personal information can lead to further identity theft, where scammers can open new accounts or take out loans in your name. How to protect yourself: Never give out sensitive information over the phone: If someone calls asking for your banking details, never provide them. Verify the caller: If you receive a suspicious call claiming to be from your bank, hang up and call your bank directly using a known phone number to verify the legitimacy of the call. Be cautious of urgency: Don't be pressured into making immediate decisions based on a phone call. Report the scam: If you believe you've been targeted by a vishing scam, report it to your bank and to the relevant authorities.

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