In cases where someone deliberately endangers their own life on the road with the intention of claiming compensation, it can be considered a form of insurance fraud or self-inflicted negligence. From a Legal Perspective: 1. Dashcam Footage & Witnesses If you have solid evidence like dashcam recordings and witnesses, it can help prove that the individual intentionally put themselves in harm’s way. The court will take this into account, and their compensation claim is likely to be rejected. 2. The Principle of "Volenti Non Fit Injuria" In tort law (negligence cases), there's a doctrine called Volenti Non Fit Injuria, meaning a person who voluntarily takes on a risk cannot claim compensation for injuries resulting from that risk. If it can be proven that they intended to cause an accident, they may lose their right to claim damages. 3. Criminal Offense If their actions were intentional to commit insurance fraud or harm others, they could face criminal charges such as attempted fraud or endangering public safety on the road. What Should You Do? Stay calm and avoid making decisions that could worsen your case. Report the incident to the police immediately and provide evidence such as dashcam footage and witness statements. Do not move your vehicle before the police arrive, unless necessary for safety reasons. Seek legal advice if the individual attempts to take action against you. In this situation, if you try to avoid them and end up causing an accident involving a third party (like a motorcycle), it could make things worse and put you at even greater risk. If you cannot safely avoid the situation, it's better to stay in your lane and let the evidence support your case.