How can we still get ~5.3% return on ₹3-15L spends on Axis Atlas 💳? There is a lot of confusion about Axis Atlas credit card lately. So here we are, making it clear and simple for all you peeps! We get 2 Edge Miles(EM) for every ₹100 spend. We can convert 1 EM to 2 points in various airlines and hotels. Axis Atlas 💳 has 3 milestones. 🎯 1st -> ₹3L -> 2.5K EM -> 5.67% reward rate 🎯 2nd -> ₹7.5L -> 2.5K EM -> 5.33% reward rate 🎯 3rd -> ₹15L -> 5K EM -> 5.33% reward rate Axis Atlas 💳 gives ~10% reward rate on every 🏨Hotel/ ✈️airline spend: ₹100 direct Hotel/airline spend -> 5 EM (~10% reward rate) ₹100 Axis Travel Edge Portal -> 5 EM (~10% reward rate) This increases base reward rate for these spends from ~4% to ~10%. ✈️🏨 Transfer partners are divided into Groups A & B -Group A: Accor, Air Canada, Ethiopian Airlines, Etihad, Japan Airlines, Marriott, Qatar, Singapore Airlines, Turkish Airlines, Thai Airways, United, Wyndham Hotels -Group B: Air France- KLM, Air India, Air Asia, ITC, IHG, Qantas, SpiceJet, Vistara Transfer limits: -Group A: 30K miles per year -Group B: 1.2L miles per year Out of these, Accor gives the best EM value of ~₹3.6 on its website. Axis Atlas 💳 has 3 membership tiers: Annual Spends Membership Tier <₹7.5L -> Silver ₹7.5L to ₹15L -> Gold >₹15L -> Platinum Axis Atlas 💳 annual fee: Joining fee: ₹5K + GST Welcome benefit: 2.5K EM valued at ₹5K Renewal fee: ₹5K +GST Renewal benefit: 0 EM -> ₹0 (Silver) 2.5K EM -> ₹5K (Gold) 5K EM -> ₹10K (Platinum) 🚫 Exclusions now include government services, utilities, gold/jewellery, rent, wallet, insurance, fuel. 💳 Limits introduced: 2L per month for 5x(10%) miles on direct airline, hotels, and TravelEdge. ❌ Discontinued services: Airport Meet & Greet, Airport Transfers, Concierge. Apply here: https://bitlii.cc/en/jvJZ8w