✅Top MCQs on RBI Policy Rates (February 2025) 1. What is the current Policy Repo Rate as per RBI? A) 6.50% B) 6.00% C) 6.25% D) 3.35% Answer: C) 6.25% 2. What is the Standing Deposit Facility (SDF) Rate as per the latest RBI update? A) 6.50% B) 6.00% C) 6.25% D) 3.35% Answer: B) 6.00% 3. The Marginal Standing Facility (MSF) Rate is set at: A) 6.50% B) 6.00% C) 6.25% D) 3.35% Answer: A) 6.50% 4. The Bank Rate is currently: A) 6.25% B) 6.00% C) 6.50% D) 3.35% Answer: C) 6.50% 5. What is the current Fixed Reverse Repo Rate? A) 6.50% B) 6.00% C) 6.25% D) 3.35% Answer: D) 3.35% 6. Which rate is used by RBI to provide short-term loans to commercial banks? A) Bank Rate B) Repo Rate C) Reverse Repo Rate D) SDF Rate Answer: B) Repo Rate 7. Which rate is used by RBI to absorb liquidity from banks without giving collateral? A) Repo Rate B) Standing Deposit Facility (SDF) C) Bank Rate D) MSF Rate Answer: B) Standing Deposit Facility (SDF) 8. The Marginal Standing Facility (MSF) rate is typically set __ above the Repo Rate. A) 0.25% B) 0.50% C) 1.00% D) 1.50% Answer: A) 0.25% 9. The Bank Rate is mostly used by RBI for: A) Short-term borrowing B) Monetary penalties and long-term lending C) Inflation control D) Foreign exchange management Answer: B) Monetary penalties and long-term lending 10. A decrease in Repo Rate leads to: A) Increase in loan interest rates B) Decrease in loan interest rates C) Increase in inflation D) No impact on loans Answer: B) Decrease in loan interest rates