Myth #3: Debt Is Always Bad Bad debt? High-interest credit cards, car loans for luxury vehicles. Good debt? Debt that makes you money. - Real estate loans ✅ - Business loans ✅ - Low-interest leverage ✅ Lesson: Debt is a tool—use it wisely. Myth #4: Buying a Home Is Always a Smart Investment Owning a home is not always better than renting. Why? - High costs (interest, maintenance, taxes) - Traps your capital - Better investment opportunities elsewhere Lesson: A home is a lifestyle choice, not an automatic wealth-building machine. For more educative, empowering, and transformative messages and scholarships updates, join our group: https://whatsapp.com/channel/0029VafOYgH42DcoEe1iZQ2S