India Post offers various savings schemes to cater to different needs and goals. Here are some of the popular options: *Savings Accounts* - *Post Office Savings Account*: Earn 4% interest per annum, with a minimum balance requirement of ₹500. Interest is calculated on the minimum balance between the 10th and last day of the month. - *Features*: Nomination facility, cheque book, ATM card, e-banking, and mobile banking. *Term Deposits* - *Post Office Time Deposit Account*: Fixed-term deposits with interest rates ranging from 6.9% to 7.5% per annum for 1-5 years. Minimum investment is ₹1,000. - *Features*: Interest payable annually, option to extend account after maturity. *Recurring Deposits* - *National Savings Recurring Deposit Account*: Earn 6.7% interest per annum, compounded quarterly. Minimum monthly deposit is ₹100. - *Features*: Loan facility available after 12 installments, premature closure allowed after 3 years. *Other Schemes* - *Public Provident Fund (PPF)*: Long-term savings scheme with 7.1% interest per annum, compounded yearly. Minimum deposit is ₹500, maximum ₹1.5 lakh per year. - *Sukanya Samriddhi Account*: Savings scheme for girl children with 8.2% interest per annum. Minimum deposit is ₹250, maximum ₹1.5 lakh per year. - *Senior Citizens Savings Scheme*: Earn 8.2% interest per annum, with a minimum investment of ₹1,000 and maximum ₹30 lakh. - *National Savings Certificate (NSC)*: Tax-saving scheme with 7.7% interest per annum, compounded annually. Minimum investment is ₹1,000. - *Kisan Vikas Patra (KVP)*: Savings scheme that doubles your investment in 115 months, with 7.5% interest per annum. Minimum investment is ₹1,000. - *Mahila Samman Savings Certificate*: A savings scheme for women with attractive interest rates and tax benefits.¹