STP 👉Transfers investments from one mutual fund scheme to another within the same fund house. 📌How It Works: 👉Invest a lump sum in a liquid fund. 👉Transfer a fixed amount regularly to an equity fund to mitigate risk. 📌Example: 👉Invest Rs. 5 lakhs in a liquid fund, transfer Rs. 50,000 monthly to an equity fund. 📌Benefits: 👉Gradual investment in equity reduces risk. 👉Earn potential returns on both source and target funds.