Sushil Choksey of Indus Equity Advisors Telecom and retail can compound at 25% CAGR in next three years JIO's ARPU can move to 250 to 270 going ahead Tariff hike will definitely happen in telecom Next 12 to 24 months, investors will look at business improvement and margins Looking at the price, telecom players don't have threat from Starlink Jio has launched lot of products in consumers durables, LAP loans, MSME finance Jio Finance business has not grown big For Jio Finance, MF business and other business will take some time to scale up