The DebtCircle Podcast - Episode 105 "The RBI is set to introduce stricter regulations to curb mis-selling by banks, enhance grievance redressal, and regulate AI in finance to ensure transparency and fairness. Meanwhile, NHAI plans to launch a public InvIT to monetize 1,472 km of roads in FY26, targeting retail investors and aiming to raise ₹1.4 lakh crore by FY25. PSU banks have outpaced private lenders in loan growth, driven by robust corporate and retail lending, while HDFC Bank has cut MCLR rates by 10 bps, reducing EMIs for borrowers. In the debt market, PFC raised ₹44.8 billion via bonds at competitive rates, and THDC plans a ₹6 billion bond issue, as retail investors shift toward high-yield corporate bonds amid declining deposit rates. Additionally, gold loan NBFCs surged after RBI increased LTV limits to 85%, and L&T Finance expanded its portfolio by acquiring Paul Merchants’ ₹1,350 crore gold loan business. SEBI also tightened ESG bond norms, mandating stricter disclosures to boost investor confidence." Listen On Our Website https://debtcircle.in/podcasts/the-debt-circle-podcast-episode-105 Listen Us on Spotify https://creators.spotify.com/pod/show/debtcircle/episodes/The-DebtCircle-Podcast---Episode-105-e3420a6 Follow us for updates and get ready to tune in for your dose of actionable financial insights.