The DebtCircle Podcast - Episode 107 "Several Indian banks, including Union Bank and IOB, have cut lending rates by 50 basis points to 8.35% following the RBI’s recent rate reduction, aiming to support retail and MSME borrowers. Meanwhile, banks are resisting RBI’s proposed shift in co-lending norms, preferring the current CLM-2 model used in 80% of deals. Indian Bank’s SHG lending has reached ₹22,000 crore, boosting rural women entrepreneurs. Biz2X plans ₹17,000 crore in MSME loans for FY26, backed by AI and global expansion. NTPC secured a $750M ECB loan and plans to raise ₹4,000 crore via bonds. Regulators are working on a universal KYC system to enhance financial efficiency." Listen On Our Website https://debtcircle.in/podcasts/the-debt-circle-podcast-episode-106 Listen On Our Spotify https://creators.spotify.com/pod/show/debtcircle/episodes/The-DebtCircle-Podcast---Episode-106-e3458hf Follow us for updates and get ready to tune in for your dose of actionable financial insights.