❎ SARFAESI Act - Multiple tenants occupying a secured asset who have common grievances against the same secured creditor's enforcement action can file a single consolidated application before the Debt Recovery Tribunal ❎ SARFAESI Act - Tenants whose possession rights are affected by the secured creditor’s actions under the Act have right to challenge such actions before Debt Recovery Tribunals ❎ SARFAESI Act - When multiple tenants challenge the same secured creditor's action, such as the taking of possession or auction of a property, their grievances arise from a common cause of action, even if their lease agreements differ *2025 KHC OnLine 606*