
Wizzofin - Financial Wisdom
May 18, 2025 at 05:04 AM
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“It’ll Never Happen to Me.” Until It Almost Did.
Rahul was 27.
New job. New city. Dreams lined up — startup ideas, Europe trip plans, maybe a house by 35.
One night, he got a call no one wants:
His college friend Arjun had passed away in a bike accident.
Arjun was 29.
He’d just gotten married 6 months earlier.
When the dust settled, Arjun’s wife was left with grief…
…and a ₹40 lakh loan they’d taken together. No term insurance. No backup. Just broken dreams and bills.
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That night, Rahul couldn’t sleep.
He realized he was just like Arjun — same age, same plans, same mindset:
“I’ll do it later. I’m young. I don’t need it yet.”
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Here’s What Rahul Did Next Morning:
He bought a ₹1 crore term insurance policy.
Less than ₹600 a month.
No frills. Just pure peace of mind.
He knew it wouldn’t bring him back if something ever happened.
But it would protect the people he loved — the ones who would have to survive without him.
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Why You Should Think Like Rahul (Not Wait Like Arjun):
• Cheapest when you’re young — premiums rise with age
• Easiest to get now — later, health issues can block your application
• Financial shield for your family — one policy, lifelong protection
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You insure your phone, your bike, your laptop…
But what about the most important asset — your life?
Because if you have people who love you,
you need to have term insurance.
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Start early. Sleep better. Live freely.
#terminsurancenow #smartmovesinyour20s #protectwhatmatters #reallifeplanning #notjustforoldpeople #peaceofmindpolicy
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