10 Habits To Turn Around Your Financial Fortunes If your focus is becoming rich, you will never be rich. But if your focus is breaking all the bad habits that keep you poor, you will definitely be rich. Focus on your habits. •Spend less than you earn •Don't spend impulsively or without planning •Have a budget and stick to it •Don't borrow to consume •Only borrow for investment, education, or health •Prioritise your needs, not your wants •Invest your capital and spend your profit •Follow your passion, not what is in fashion •Be generous to your future, not just the poor •Have a financial goal that motivates you