*MONEY TIMES TALK - 14th JUNE 2025* *Although Money Times recommendation have outperformed other media, stock brokers and research houses, the brief recommendations under Money Times Talk (MTT) cannot display ‘BUY’, ‘SELL’ or ‘HOLD’ recommendations. Readers should, therefore, exercise their own judgement and evaluate the future prospects of the stock given its past performance, industry prospects in the backdrop of a growing economy and in consultation with their investment adviser.* *As per astrology view,* some important turning dates are 16, 18, 23, 27th June 2025. *Money mindset:* They say money can’t buy happiness, but debt brings depression, poverty causes suffering, and stress leads to sleepless nights. Money may not solve everything, but it solves a lot—so stay positive and grateful for it. *Top 6 Lessons from Business Sutra by Devdutt Pattanaik (also part of ISB course): 1.* Truth is contextual – Great leaders adapt, not impose ‘best practices’. *2.* Wealth must flow – Lakshmi comes to those who value knowledge and sustain growth. *3.* Coordination over control – Leadership means managing diverse views, not dictating. *4.* Perception is reality – Business is shaped by beliefs, not just numbers. *5.* Empower, don’t command – True leaders create other leaders, not followers. *6.* Wealth must uplift – Balance Dharma, Artha, Kama, and Moksha to create holistic impact. *Top Investing Lessons: 1.* A 15-bagger with 30% allocation can change your life—position sizing matters. *2.* You can’t buy today’s stock at yesterday’s price or vice versa—act timely. *3.* Wealth is built once; earning money is a daily grind. *4.* Stock investing can help you retire early and spend more time with family. *5.* Big money is made in debt-laden companies turning debt-free, not just in debt-free stocks. *6.* Read, learn, and build your own conviction—wealth isn’t built on borrowed ideas. *7.* Buying sector leaders rarely disappoints. *9.* Be the tortoise, not the rabbit—slow and steady wins in markets too. *10.* Never hesitate to sell when fundamentals worsen or double down when they improve. *11.* Concentrate to grow capital; diversify to protect it. *12.* Financial freedom demands risk—think like a T20 player, not a Test batsman. *Imagine being Siddharth Balachandran*—he picked a 2.5% stake in BSE at Rs.80 cr. in 2018, saw it fall 65%, added more, held on, and now it's worth over Rs.3,500 cr.—a 50-bagger and true legacy play. PS: He also holds 0.35% in NSE worth over Rs.1,900 cr. A masterclass in conviction and wealth creation. *Selected Indian defence companies and their specialisations:* 1. Hindustan Aeronautics – Military aircraft, helicopters, aero engines & structures 2. Bharat Electronics – Radars, comms, EW & naval systems 3. Bharat Forge – Artillery guns, ammunition, tank parts, armour solutions 4. Solar Industries – Explosives, propellants, ammo, pyros 5. Bharat Dynamics – Guided missiles, launchers, underwater weapons 6. Mazagon Dock – Destroyers, frigates, subs, merchant vessels 7. Cochin Shipyard – Aircraft carriers, ASW crafts, tankers, cargo ships 8. Data Patterns – EW, avionics, command systems 9. BEML – Defence logistics & tank transporters 10. GRSE – Frigates, corvettes, patrol vessels 11. Zen Tech – Defence electronics, simulation systems 12. Midhani – Special alloys for defence & aerospace 13. Astra Microwave – Microwave subsystems, waveguides 14. MTAR Tech – Precision-engineered defence components 15. DCX Systems – Defence-grade communication systems 16. Apollo Micro Systems – Tactical embedded systems 17. Ideaforge Tech – UAVs for defence applications 18. Paras Defence – EW, optoelectronics, comms. 19. Rossell India – NV devices, thermal imagers. 20. Taneja Aerospace – Aerospace assemblies & components 21. Krishna Defence – Body armour & protective gear. *Few strong stocks with sharp corrections from highs:* 1. Anant Raj 2. Bondada Eng. 3. K.P. Energy 4. Nibe 5. Olectra Greentech 6. Premier Explosives 7. Power Mech 8. Premier Energies 9. Radtape 10. Skipper 11. Shakti Pumps 12. Solex Energy 13. Waaree Renewables 14. Zen Techno. *As per market veterans,* fast-rising stocks often correct sharply—avoid chasing at highs. Long-term investing is rewarding, but staying adaptive and reviewing positions is key to sustained success. In MTT 29th March 2025, *Aries Agro* given at Rs.254 touched Rs.340, *HCC* given at Rs.25 touched Rs.37 - a superb gain of 48%, *Indo Amines* given at Rs.115 touched Rs.168 – a superb gain of 46%, *India Pesticides* given at Rs.134 touched Rs.221 - a superb gain of 65%, *IOLCP* given at Rs.61 touched Rs.95 - a superb gain of 56% & still at Rs.88 looks very good, *NCC* given at Rs.209 touched Rs.242, *Shri Bajrang Alliance* given at Rs.134 touched Rs.249 - a superb gain of 86% during the week. In MTT 12th April, *GIPCL* given at Rs.177 touched Rs.217, *Hindustan Aeronautics* given at Rs.4107 touched Rs.5166, *IFB Ind.* given at Rs.1290 touched Rs.1700 - a gain of 32% during the week. In MTT 26th April *Anantraj* given at Rs.459 touched Rs.605, *Accelya Solutions* given at Rs.1354 touched Rs.1467, *Morepen Lab* given at Rs.58 touched Rs.70, *Shilchar Techno* given at Rs.4451 touched Rs.6125 - a gain of 38%, *Vascon Eng.* given at Rs.41 touched Rs.55* during the week. In MTT 3rd May *IOLCP* given at Rs.64 touched Rs.95 - a gain of 48% & still at Rs.88 looks very good, *India Pesticides* given at Rs.141 touched Rs.221 - a superb gain of 57%, *RBL Bank* given at Rs.200 touched Rs.231, *Railtel* given at Rs.316 touched Rs.478 - a bumper gain of 51% during the week. In MTT 10th May *DCM Shriram* given at Rs.993 touched Rs.1159, *Hind Rectifiers* given at Rs.910 touched Rs.1377 - a bumper gain of 51%, *Reliance Power* given at Rs.38.60 touched Rs.76.49 a superb gain of 98% during the week. In MTT 17th May, *Dilip Buildcon* given at Rs.473 touched Rs.554, *International Conveyours* given at Rs.81 touched Rs.88 & still now at Rs.85 looks very good, *Resonance Specialities* given at Rs.88 touched Rs.124 & still at Rs.119 cum dividend looks very good. In MTT 24TH May *Cubex Tubing* given at Rs.92 touched Rs.120 a superb gain of 30%, *Cochin Minerals* given at Rs.294 touched Rs.328, *India Pesticides* given at Rs.172 touched Rs.221, *Reliance Infra* given at Rs.305 touched Rs.421 - a superb gain of 38% during the week. In MTT 31ST May *Astal Lab* given at Rs.83 touched Rs.89, *RAILTEL* given at Rs.398 touched Rs.465 a gain of 17%, *Reliance Infra* given at Rs.330 touched Rs.421 - a gain of 28% during the week. Last week in MTT, *Cravatex* given at Rs.429 touched Rs.452, *GIPCL* given at Rs.198 touched Rs.217, *Simmonds Marshall* given at Rs.125 touched Rs.144, *OCCL* given at Rs.210 touched Rs.329 - a bumper gain of 57% during the week. *Despite* tariff, currency and ground wars, weekly Trump tweets and even plane crashes, markets are still just 4-5% off lifetime highs. *As per market veteran:* Bazaar ko itna bhi mat darao ki darna hi bandh karde. *As per market grapevine,* every war brings buying opportunities. Israel-Iran tension is no different. Use dips to accumulate preferred stocks in phases. *Duroply Industries* posted 669% higher FY25 PAT of Rs.7.77 cr. and 26% PAT CAGR over 5 years. With HNIs holding 13.51% *including Porinju Veliyath (3.64%),* the stock looks attractive at Rs.208 vs 52-week high of Rs.341 *Nelcast* posted 167% higher Q4FY25 PAT of Rs.13.54 cr. with exports rising 21% YoY to Rs.129 cr. Strong rail and auto presence, stock may surpass its 52-week high of Rs.164. *Indo Borax Chemicals* to launch Rs.20 cr. boron oxide unit (4000 MTPA) in July 2025. Strong reserves of Rs.332 cr. on equity of Rs.3 cr. and recent favorable Rs.10.57 cr. customs duty verdict is a major boost. Trades at PE of just 15, cum 100% dividend— *potential to double from CMP.* *Systango Technologies* posted 40% higher FY25 PAT of Rs.23.73 cr. with 5-year PAT CAGR of 57.6%, ROE 26.3%, ROCE 32.3%. With 7 new clients in AI, blockchain & cloud, stock looks attractive at Rs.243 vs life-time high of Rs.408. *Texmo Pipes & Products* posted 313% higher FY25 PAT of Rs.19.18 cr. vs Rs.4.64 cr. in FY24. PE just 10.5, book value Rs.74. HNIs hold 8.33%. Looks attractive at Rs.64 vs life-time high of Rs.163. *International Conveyors* FY25 PAT rose 47% to Rs.92 cr. with an EPS at Rs.14.47, Q4FY25 PAT rose 115%. Declared 75% dividend, reduced debt. PE just 5.63, ROCE 31.4%, ROE 33.6%. As per market grapevine, another PIX Transmissions in making. Looks attractive at Rs.85 vs 52-week high of Rs.111. *India Pesticides* posted 1953% higher Q4FY25 PAT of Rs.21.77 cr., FY25 PAT at Rs.82.18 cr., declared 75% dividend. PEDA capacity expanded to 6,000 MT, to touch 8,500 MT by Q2FY26. Attractive at Rs.208 vs 52-week high of Rs.264 and all-time high of Rs.432. *Resonance Specialities* posted 121% higher FY25 PAT of Rs.6.57 cr. with 10% dividend. Stock looks undervalued and may surpass life-time high of Rs.254. *Rites* signed MoU with Hindustan Copper to develop a robust supply chain for critical minerals in India and overseas. Keep on track. *SEPC’s* 133 MW solar project in Maharashtra strengthens its state footprint and enhances prospects for future infra orders. *Power & Instrumentation (Gujarat)* bags its 4th airport electrification order from Nyati worth Rs.1.33 cr. for Udaipur Air Terminal. *HEC Infra Projects* receives Rs.4.68 cr. work order from Ahmedabad Municipal Corporation. *Emerald Finance* partners with Ajit Industries to roll out early wage access solutions. *Dev Information Technology* wins Rs.2.90 cr. Rajasthan Govt order for Employment Exchange digitisation. *Shera Energy* acquires Zambia-based copper cathode plant; aims to scale output from 1,200 to 5,000 MT annually. *SEPC* also secures Rs.650 cr. order from Parmeshi Urja, further boosting its renewable portfolio Value-packed PSB stock, *Canara Bank,* trades at a low P/E of 5.76x vs the industry average of 7.51x, offering over 50% upside for long-term investors as per market veterans. *Sundaram Finance* Holding of TVS Group hit all-time highs last week despite weak markets; alue unlocking likely via IPOs of unlisted auto-ancillary investments. Keep watch. *Cochin Shipyard* and *GRSE* remain strong defense bets amid rising global budgets; experts see this as a multi-decade opportunity. Accumulate on dips. *NR Agarwal* hit 20% upper circuit Friday; Ruchira Paper and JK Paper may see momentum next. Keep them on radar. *Transworld Shipping* (earlier Shreyas Shipping) gains from Baltic Dry Index surge of 50% in a month; trades at Rs.287 vs 52W high of Rs.500. Watch closely. *Jyoti* (Alembic group co.) hit upper circuit on Friday despite weak market, hinting at renewed investor interest. *PNC Infra* wins Rs.240 cr. flyover project from PWD-Rajasthan; earlier secured Rs.485.3 cr. arbitration award for its Agra Bypass EPC work. *Dhunseri Ventures* starts commercial production at its BOPP film facility in Jammu & Kashmir. *Cosmo First's* Rs.350 cr. capex goes live; plans Rs.500 cr. more as CPL’s Petcare arm eyes big play in Rs.10,000 cr. market. *Expleo Solutions* posted 60% higher Q4 EPS of Rs.15.5 & 15% higher FY25 EPS of Rs.66.5, which may lead to FY26 EPS of Rs.76+. It trades at a P/E of 13.8x vs 41x sector average. *Manoj Vaibhav* posted Q4 EPS of Rs.5.5 and FY25 EPS of Rs.20.6, which may lead to FY26 EPS of Rs.28+ with Rs.192 cr. inventory spends and 8 new stores. *Petronet LNG,* a PSU in the energy sector, posted Q4 EPS of Rs.7.3 and FY25 EPS of Rs.26.5, which may lead to FY26 EPS of Rs.32. Trades at forward P/E of 9.7x vs sector average of 33.7x. *NLC India,* a lignite miner and power producer, posted FY25 EPS of Rs.18.9. Trades at P/E of 12.7x vs 22.2x for the power generation industry. *Sree Rayalaseema Hypo Strength* posted FY25 EPS of Rs.52.7. With power capacity and a strong chemical base, trades at P/E of 12.5x vs 50.8x industry average. *Prima Plastics* posted FY25 EPS of Rs.15.6. Share trades at a P/E of 9.2x vs the industry average P/E of 44.7x. The long-term outlook is strong. *Alivus Life* (formerly Glenmark Life, now Nirma Group-owned) posted FY25 EPS of Rs.39.6. Trades at P/E of 26x vs industry average of 29.2x. *Indian Metals Ferro Alloys* posted FY25 EPS of Rs.70.2. Share trades at a P/E of 9x vs the industry average P/E of 11.6x. Govt.-owned *General Insurance* posted FY25 EPS of Rs.42.4; trades at a low P/E of 9.6x vs industry average of 24x. Long-term view remains strong. *ACC* (Associated Cements) owned by the Adani Group posted FY25 EPS of Rs.123.8. Share trades at a P/E of 15.2x vs the industry average P/E of 44.2x for the cement sector. *Aries Agro* delivered 75% higher FY25 EPS of Rs.26.2. Share trades at P/E of 12x vs fertilizer sector average of 24.2x. Bright outlook. *GHCL* posted Q4 EPS of Rs.15.6 and FY25 EPS of Rs.65. Share trades at a low P/E of 9.5x vs 50.8x for the chemical industry. *Natco Pharma* receives ANDA approval for Bosentan and Everolimus oral suspensions, expanding its US generic portfolio. *City Union Bank* added 7 branches (total 867) posted Q4 EPS rose 15% to Rs.3.9; FY25 EPS grew 11% to Rs.15.2. FY25 EPS seen at Rs.17.5/18. Net NPA fell to 1.25%. MFs showing interest. *Ramco Industries* posted 71% higher FY25 EPS of Rs.20.8 on small equity of Rs.8.7 cr. Holds Rs.5859 cr. worth of investments in group cos, offering strong long-term value. *Tata Motors* eyes 18–20% PV market share by FY30 (from 13.2%) and plans to expand EV infra with 1M public and 1L home chargers. *Money Times Talk is part of oldest, reputed & very popular financial weekly 'Money Times' publication.* *Do your due diligence before taking any investment/ trading decision.*