Luck smiles on Nigerians as FG plans to link credit scores to NIN — loan defaulters may be denied passports, driver’s licence, and more. The Managing Director of the Nigeria Consumer Credit Corporation (CREDICORP), Uzoma Nwagba, has revealed that Nigerians who fail to repay loans may soon face restrictions in accessing essential services such as passport renewals, driver’s licences, and even rental housing. Speaking at a ‘Meet the Press’ event hosted by the Presidential Media Team at the State House, Nwagba said the Federal Government is planning to link citizens’ credit scores to their National Identification Numbers (NIN), creating a centralised credit profile for every Nigerian. “Maybe you want to renew your passport, but if something shows that you owe money somewhere, you may not be able to proceed,” he warned. “The same applies to renewing your driver’s licence or renting a house. There is no hiding place.”