🧠 **4 Financial Rules You Must Learn Before 30!** Most people learn these too late. You don’t have to. Master these and you’ll never fear money again.👇 1️⃣ *Rule of 72* Want to double your investment? Just divide 72 by the return rate. 👉 Example: 72 ÷ 12% = 6 years to double your money. 2️⃣ *6% Withdrawal Rule* Want to know how much money you need to retire? Multiply your annual expense by 16–17. 👉 For ₹1 Lakh/month = ₹12 Lakhs/year → You need ₹2 Crores to retire safely. 3️⃣ *50/30/20 Budgeting Rule* Simple formula to manage your money: ✔ 50% for needs (rent, groceries, bills) ✔ 30% for wants (shopping, dining, travel) ✔ 20% for savings & clearing debt 4️⃣ *20/4/10 Rule for Buying a Car* Planning to finance a car? ✔ 20% down payment ✔ Loan tenure max 4 years ✔ EMI should not exceed 10% of your monthly income 📌 These rules are simple, but life-changing if you apply them early. 💬 Stay tuned for more finance updates.