HRA Exemption Calculation for Tax Savings! 🏡💰 To maximize your #taxsavings with #hra, remember the lowest of these 3 amounts is exempt: Actual HRA Received Rent Paid - 10% of Salary (Basic + DA) 50% of Salary (Metro cities: Delhi, Mumbai, Kolkata, Chennai) OR 40% of Salary (Non-metro cities) Key things to know: ✅ Only for salaried individuals with HRA component. ✅ Need rent receipts. Landlord's PAN mandatory if annual rent > ₹1L. ✅ Applies to Old Tax Regime only! #incometax #hraexemption