SpendWiselyOfficial
                                
                            
                            
                    
                                
                                
                                June 8, 2025 at 06:21 AM
                               
                            
                        
                            “Ek Zero Forex Markup wala LIFETIME FREE Credit Card to banta hai, pata nahi kab kya devalue ho jaye 😊😊😊”
👉Finally, applied Federal Bank’s Scapia LIFETIME FREE Credit Card. 
❓❓❓ Shockingly, my card application was instantly rejected after entering my details…. 
I hold super premium credit cards like Infinia and ICICI Emeralde Private, never ever faced any credit card application rejection in my life till now, and I was not eligible for an entry level LIFETIME FREE Credit Card 🤔🤔🤔? 
👉But after two days, I received an email that I was eligible for Scapia Card and I just needed to complete by KYC. Thereafter, the process was smooth and the card was approved instantly.
❓❓❓Why I applied this card ?
👉Zero Forex Markup and its Lifetime Free. A useful backup card in case of devaluation of my premium credit cards.
👉Free Rs.5,500 Benefits with a Lifetime Free card: Rs.500 Paytm voucher and Rs.5,000 villa stay voucher from Elivaas or Alaya Stays as Welcome Benefits 🤩🤩🤩. 
👉Want to experience Free Shopping worth Rs.1,000 at Airport. With this credit card, if you spend Rs.10,000 in a month, you can shop for Rs.1000 at airport and get it reimbursed by Scapia Card in the form of Scapia Coins worth Rs.1000. This benefit is available Every Month. 
👉👉In lieu of Rs.1000 worth Shopping, you can opt for Rs.1000 worth dining at Airport restaurants, Spa services or Free Unlimited Airport Lounge Access in India.
✅✅✅ In case you want to Apply, here is my referral Link to Apply Federal Bank’s Scapia LIFETIME FREE Credit Card: 👉 https://bit.ly/4h6WKxj
✳️ Other Benefits of the Credit Card on Spend
👉10% Scapia Coins on all spend (=2% Valueback)
👉20% Scapia Coins on Travel Spend (flight, bus, train and hotels) = 4% Valueback 
👉Valueback on all transactions above Rs.20 (except UPI)
👉5% Rewards on UPI Transactions of Rs.500 or more. Its a RuPay card so can be used on UPI = 1% Valueback (I opted for Visa card due to better acceptability for Forex Transactions)
👉Only exclusions for rewards are fuel, rent, EMI, e-wallet, Forex transactions, Education, Government payments, Giftcards 
👉Utility spend get rewards if its less than Rs.20,000 per month
👉1% Fuel surcharge waiver for transactions upto Rs.5,000. Maximum waiver Rs.500 per month
👉Valueback is in the form of Scapia points which can be used to make full payments for flights, hotels and bus ticket using Scapia Coins on Scapia App at the rate of 5 Scapia Coins = Rs.1 . 
✅✅✅ Best price of flight, bus ticketd and hotel booking guaranteed by Scapia. Scapia Coins do not expire, No need to worry about expiry. 
👉👉👉In case you want to Apply, here is my referral Link to Apply Federal Bank’s Scapia LIFETIME FREE Credit Card: 👉 https://bit.ly/4h6WKxj
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