
Do Baniye
June 15, 2025 at 07:34 AM
How do you get ~5% return on ₹3–15L spends using Axis Atlas 💳?
📌 Apply here: bitlii.cc/en/YBNC5X
One of the most talked-about travel credit cards right now — here’s everything you need to know 🧵👇
1. Base Reward Rate
💳 2 Edge Miles (EM) for every ₹100 spend
🔁 1 EM = 2 points/miles in multiple hotel & airline programs
📈 Effective base reward rate: ~4%
2. Milestone Rewards = Extra Boost 💥
🎯 ₹3L spend → 2,500 EM
🎯 ₹7.5L spend → additional 2,500 EM
🎯 ₹15L spend → additional 5,000 EM
That’s 10,000 EM total on ₹15L = 5.33% overall reward rate
3. High Reward on Travel Bookings ✈️🏨
✅ Direct Airline/Hotel spends = 5 EM/₹100
✅ Axis Travel Edge Portal spends = 5 EM/₹100
🔁 Transfer at 1:2 → ~10% reward rate on these spends!
🧤 Max limit = ₹2L per month
4. Best Transfer Partners for Redemption
✈️🏨 Transfer partners split in 2 groups:
Group A (30K EM/year limit):
Singapore Air, Qatar, Turkish, Marriott, Accor, JAL, United, more
Group B (1.2L EM/year limit):
Vistara, Air India, IHG, ITC, KLM, SpiceJet, more
🎯 Accor redemptions give best value: ~₹3.98/EM
→ That’s 20% reward rate on eligible spends!
5. Membership Tiers Based on Spend
💠 Silver (< ₹7.5L):
4 Intl + 8 Domestic lounges
💠 Gold (₹7.5L–15L):
6 Intl + 12 Domestic lounges
Renewal bonus: 2.5K EM (~₹5K)
💠 Platinum (> ₹15L):
12 Intl + 18 Domestic lounges
Renewal bonus: 5K EM (~₹10K)
🎟️ Lounge QR via Axis app | Guests allowed
6. Annual Fee & Benefits
💸 ₹5K + GST
🎁 Welcome bonus: 2.5K EM (~₹5K)
❌ No rewards on:
Govt payments, insurance, rent, wallet loads, fuel, gold, utilities
📉 Airport Concierge & Transfers: Discontinued
7. Who Can Apply?
👔 Salaried: ₹12L+ income
🏢 Self-employed: ₹15L+ income
📌 Apply here: bitlii.cc/en/YBNC5X
In short:
Axis Atlas 💳 is one of the most rewarding travel cards in India right now — especially if you:
✈️ Travel frequently
🏨 Stay at partner hotels
🎯 Spend in the ₹3–15L range
Maximize it smartly and you're looking at 5–20%+ returns 💰
👍
❤️
😂
🙏
14