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TechCabal
June 18, 2025 at 11:27 AM
👨🏿‍🚀TC Daily — TransUnion partners with MTN to issue credit rating by assessing people’s phone calls Credit scoring infrastructure in most parts of Africa is frail and lacking. Lenders want to give Africans credit, but they can’t effectively score them to guess who would pay back the loans 100% of the time. TransUnion, a South African private credit bureau, wants to use call data records for this. In partnership with MTN and its API platform, Chenosis, TransUnion will score South Africans based on how often they make mobile phone calls, how long they last, and who they make these calls with. “What about people who use apps like WhatsApp to make calls, which don’t appear in traditional call data?” Read more to find out. Sign up and read TC Daily 👉 https://techcabal.com/2025/06/18/techcabal-daily-safaricom-in-anti-competitive-row/?utm_source=Whatsapp&utm_medium=Organic+&utm_id=TechCabal+whatsapp
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