
TechCabal
June 20, 2025 at 04:54 PM
If you're a Nigerian, and in 2025, you still don't have a National Identification Number (NIN), this is no longer the flex you think it is.
The federal government is mulling plans to tie your borrowing history to your NIN. This means that smaller banks and fintechs at the micro level, upon accessing your NIN, will be able to provide you with credit closer to what your borrowing profile can afford.
On the surface, this looks great for underwriting, but our question is: does this plan make any sense to you? 👀
Read the story and draw your conclusions 👉https://techcabal.com/2025/06/20/nigerian-government-links-borrowing-history-nin/?utm_source=Whatsapp&utm_medium=Organic+&utm_id=TechCabal+whatsapp

😢
1